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Why Boat Insurance Doesn`t Help A Lousy Sailor
By John Edwardson


Ppi Claims
At the time you felt pressured into taking out payment protection insurance on your loan. The representative from the bank seemed to bamboozle you with facts and figures and to be honest; you didn`t quite understand what was going on. You just wanted the loan because you needed a newer car as the engine on your old one had packed in. However, here you are a number of years later and you feel that an injustice has been carried out. A number of people have been sold PPI in the past and they have made successful claims against the bank that made them take it out in the first place. Enquire about Ppi Claims through a claim management company and you could find that you have a very strong case. You weren`t made fully aware of the facts at the time and there`s a good chance that you were mis-sold the policy. Speak to an advisor about Ppi Claims and you might even find that your policy was full of exemptions and clauses which meant it would have never been paid anyway. Highly experienced PPIs were sold to tons of people and in countless cases they didn`t guarantee to cover loan payments in times of sickness or redundancy. Plenty of people have valid reasons to make the Ppi Claims and you could be one of them.


For thousands of years men have sailed the seas. From the earliest trips by the discoverers and settlers of the Americas, Australia and the Pacific Islands, through Odysseus` voyage to Troy and beyond to the time of Swashbucklers in the Caribbean mankind has made exciting voyages to the far corners of the world.

In those early days hard cold steel and brass protected the men and their ships. Today we have boat insurance, GPS systems, sonar and underwater charts.

While boat insurance is not as glamorous as a fancy cutlass nor as exciting as a cannon it does offer the boat owner something that all the cutlasses and cannons cannot. It can replace your ship if you lose it. In the wild and wooly days of wooden ships and iron men you usually needed one ship to steal another.

Why not just sail away or blast somebody to flinders if they are trying to steal your boat?

I must make a confession; I make a terrible sailor. I am one of those people that Dramamine was invented for. I get seasick watching a pirate movie or riding a Washington State Ferry, that is hardly a rough ride at sea.

It is usually as steady as a stroll in the park. When my family goes for a good time on the water I am waving merrily from the shore. Why an I happy? I know that my family will be safe; they use life vests, weather radio and GPS and have boat insurance.

I on the other hand will not be `feeding the fishes` and watching the roll of the horizon waiting for the next `heave ho`.

As a young man I was fascinated by everything related to the sea. Vikings and their ocean riding serpents, pirates and their magnificent galleons, the US Navy and their valiant ships of steel were all fodder for my young imagination.

I loved to dream about the time of cannons and cold steel when men were men and lived by the code of the sea. Now we have the GPS, sonar and boat insurance. Still I make a lousy sailor.

For more information about this article and/or the author visit http://www.boat-insurance-comprehensive.com/

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